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The way in which you adjust your browser's security setting varies. Steven has accountabilityfor all aspects of Personal Banking which includes Community Banking coveringBranch and Telephony channelstransactional business, consumer lending,insurance, direct investing and savings capabilities for all personal bankingcustomers, private clients, intermediaries and international.
He holds an honours degree in Financial Services and is a graduate of the GeneralManagement Programme at Harvard Business School. Tom is CEO and co-founder of Monzo - a new smartphone-based bank. Karina is Director of Retail Banking Supervision at the FCA. The Retail Banking Supervision Division is responsible for the largest and most complex retail banking groups in the UK, as well as mid-sized, challenger, supermarket, niche and overseas banks, and Payment Services Institutions.
Karina started her career as a corporate lawyer before moving into banking. Before joining the FCA, Karina was Chief Risk Officer for Lloyds Banking Group in North America. Ricky Knox is a serial entrepreneur and investor. He has built five technology disruptors in fintech and telecoms, each of which also does a bit of good for the world. Ricky is also Managing Partner at Hexagon Partners, a specialist private equity firm which invests in Financial Technology.
Nick is a highly respected executive with extensive experience in leading transformative change in complex organisations across public and private sectors. As Managing Director of the Consumer Digital business at Lloyds Banking Group, he runs the largest digital Retail Banking franchise in the UK. He has transformed the business through unprecedented growth to provide a best in class eCommerce capability whilst maintaining a market leading customer experience. He is passionate about the digital inclusion and financial wellbeing agendas, proactively engaging in public policy setting and external y-combinator forex relations.
Nick is also the Groups Ambassador for the North region, managing relationships with central and local government, MPs and LEPs. As the chair of the Northern Executive Committee, he brings focus to the region with the objective of helping northern communities and businesses prosper. Currently, Suresh is the Chief Operating Officer for Barclays UK.
Barclays UK comprises our UK retail banking operations, our UK consumer credit cards business, our UK based wealth offering, and corporate banking for smaller businesses. In this role Suresh drives innovation and a relentless focus on the Customer to deliver an enhanced customer experience, supported by y-combinator forex most efficient and resilient technologies.
His laser focus on leveraging economies of scale and reducing duplication through simplification and automation is core to supporting the business. The Chief Operating Officer role is responsible for Technology and Operations for BUK businesses, Structural Reform, Cost Transformation, major project delivery, administration, and Sourcing. Previously, Suresh was Chief Operating Officer for Personal and Corporate Banking and the former UK Retail and Business Banking.
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Y-combinator forex for all things mortgages, Maria is building a new brand from the ground up to engage and attract intermediaries and their customers to a lending proposition designed solely for digital. Before moving to Atom, Maria was Sales Director at Engage Mutual, responsible for leading the sales teams through a merger to become One Family. Prior to that, she held senior roles in the intermediary sector with Lloyds Banking Group and Leeds Building Society.
Whilst at the bank she launched "Helpful Banking" for NatWest, a category defining idea that inspired a range of market leading propositions. As Head of Brand Marketing at Argos she re-launched, re-branded and digitised the catalogue, leading the business to win "Retailer of the Year". Helen also held a number of product and marketing roles at Abbey now Santanderwhere she became Head of National Communications. She also has experience in research, consultancy and central government roles.
At CYBG, as Propositions and Marketing Director, Y-combinator forex modernised the Clydesdale and Yorkshire Bank brands whilst leading a digital transformation that culminated in the launch of the B sub brand. As Global Head of Fraud Systems and Analytics within HSBC, Paul Cain leads an innovative analytical function supporting both the Retail and Commercial banking sectors. The development and deployment of creative analytical practices has brought about significant improvement in fraud losses, detection y-combinator forex and operational efficiencies.
Jonas helped build several Silicon Valley-based startups. And now he somehow ended forex trading system software in retail banking. He is responsible for providing analytic support channel, customer, digital, marketing etc. Prior to joining the bank, Christian was a partner in the Financial Services practice at PA Consulting Group. Rob leads a small team at RBS that reports into the MD of Business Banking that y-combinator forex responsible for driving the innovation strategy for Business Banking.
Rob has an MBA from San Diego State University and a Maths degree from Villanova University. Richard leads a team of engineers and innovators looking at emerging technologies and their application across RBS to reduce costs, gain efficiency and better customer experiences. His current focus is on the application of distributed ledger technology including block chain across RBS.
Matt Glover is the Head of Transformation at Unity Trust Bank. During this he was involved in the implementation of Salesforce as the Bank's customer relationship management CRM and lead management system to facilitate the Bank's move towards a more direct model of operation. Before this he worked as a Senior Branch Manager and Area Manager for the Royal Bank of Scotland RBS group. Most recently he was co-founder and the Chief Technology Officer of Starling Bank, responsible for managing the strategy and direction of the Bank's IT and, in addition, the design, build, implementation and support of the Bank's IT services platform, apps and infrastructure.
He successfully defined and built the banking platform that has now received its UK Banking licence. By creating RateSetter, he has now actively developed a credible challenge to the establishment. It was at Lazard, one of the biggest names in finance, that Rhydian developed his keen understanding of banking. He saw an opportunity to narrow the gap between what lenders earn and borrowers pay, to give everyone a better deal in a simple way. Despite working for a technology company, Nicola isn't a technologist and combines psychology with futurology to try and anticipate what y-combinator forex be lying around the corner for both customers and organisations sadly, her crystal ball is broken.
She has done a number of jobs around the BT business, including user interface design, customer service and business consulting. She was involved with a number of BT "firsts", including the first application of intelligent systems into BT's call centres and BT's initial experimentation with home working.
She has done a TED talk and also regularly appears on both radio and TV on programmes like 'Tech Tent' and 'Back in Time for the Weekend'. She is also a judge for a number of awards, including the Institute of Customer Forex algorithms on rise and the Association of Business Psychology.
When she's not doing all that, Nicola travels around the world keynoting at conferences and running workshops with an assortment of BT's large global corporate clients including banks, travel companies and retailers, to name but a few. Thomas is the founder and CEO of moneygarden. He started moneygarden with the vision to give people better insights into their finances and help them to better manage their money.
After studying computer science, he spent six years in the e-commerce sector. In addition to developing software, he also managed large scalable e-commerce web applications and mentored the company's clients and developers. After working in the e-commerce field he moved to Switzerland to join ASK THE CIRCLE to build a social network for family offices. He was responsible for the development of an application called Investment Engine for mapping the entire private placement process of highly complex investment strategies.
Private investors can share proprietary investment opportunities on a global scale. With the gained knowledge from both fields, e-commerce and finance, he is looking forward to demonstrate how banks can y-combinator forex the relationship with their clients. In NICE Omer is part of the enterprise workforce optimization line of business, working with customers in Europe and APAC to realize their true potential in the back office and ensure continuous improvement of the solutions provided by NICE.
Adam has an international educational background having studied in Brussels, Lyon and Strasbourg and is bi-lingual in French. Adam organised the first Digital Currency Hackathon in London rusrock-leg.ru. He served some of the largest retail, universal and wholesale banks throughout Europe and in Asia. Tamaz holds a PhD in agricultural economics, graduated with honors in law both from University of Giessen and international economics from Tbilisi State University.
He holds a PhD and a MA in Economics from The University of Pennsylvania and a MA in Business Economics and a BA in Economics and Statistics from Bar Ilan University. Letts, U's 'Chief Unbanking Officer', sees himself as a 'change agent'. Following this, Letts went on to run the multi national agency Publicis Technology. His first exposure to IT precipitated an immediate change in career direction, an abandonment of his Institute y-combinator forex Banking course, and led to forex penipu senior operations roles in the bank, a manufacturer, a retailer and a pharmaceutical.
Jim transitioned from technical through commercial to leadership during a thirteen-year spell at software vendor Computer Associates, and has subsequently headed teams in leading and innovative technology businesses. He has become something of a specialist in de-tangling the jargon of technologists, creatively applying technology to real-life business problems. Forex trading free tips main area of responsibility is the Capital Markets.
He is particularly interested in the interactions between mobile technologies and the Capital Markets. Prior to that, he helped Comarch develop its international operations in the US and Finland. In addition to working for some of the largest players in the data world such as Experian, Callcredit and Telefonica, David also ran his own boutique data insight business, Thinkdata, for five years before its acquisition by Bertelsmann.
He also loves to challenge the status quo in order to find better ways of doing things. Originally a classically trained musician, David has a Masters from Cambridge and an MBA y-combinator forex Marketing. Ever the optimist, he continues to hold a season ticket at Nottingham Forest. He kept asking annoying questions so they moved him into another department and asked him to help answer them.
He initially worked on an initiative to recreate a list of UK addresses that could be published as open data, and went on to support the policy team. Peter now contributes to research and debate, and reinforces the message that data sits on a spectrum and is infrastructure for every sector of our societies. He is an economist, specialising in international trade. Prior to that, he held positions with various international organisations such as the Organisation for the Prohibition of Chemical Weapons, the International Criminal Court and the Organization for Security and Co-operation in Europe.
Moreover, Philipp has a wealth of experience in strategic analysis, business intelligence, software analysis and design as well as quality management and change management. He has worked in various fields, including the financial sector, global disarmament and arms control, law enforcement and international law. He also holds an MSc in Forensic Computing and Cybercrime Investigation from the University College Dublin.
During that time, he focused on the commercial banking sector. Working for major European banks, Jens experienced the outdated approach that these banks had towards SMEs. As a result, Jens decided to co-found Spotcap, with the aim of changing the banking landscape, using the latest technologies to facilitate access to credit for SMEs. Jens has a degree in industrial engineering from the Technical University of Berlin and studied economics at Cass Business School.
His particular area of interest is the interface between strategy development and customer experience. Prior to this, he has held a variety of strategic roles at RBS including Managing Director, Head of Strategy, for Markets and International Banking, where he focussed on strategies to rebuild the wholesale banking business post financial crisis. Before joining RBS Chris worked in a number of roles at Barclays, including strategic development and execution, and a range of client facing roles at Barclays Capital and in Wealth Management.
During my time working in the banking world I have been employed by a number of large UK brands including Bank of Scotland, Halifax and Birmingham Midshires, where I was Head of Sales and Marketing for their Savings business. Looking to build commercial relationships with FS institutions to deliver quality, low cost acquisition business. The aim y-combinator forex to become the partner of choice. As industry spokesperson, promote rusrock-leg.ru via media including press, radio and TV.
Y-combinator forex is the former Retail Managing Director and Transformation Director at the UK bank Abbey National now part of Banco Santander. His introduction of innovations such as Costa Y-combinator forex and Branch Franchising provided increased business, increased customer approval and global banking recognition for customer innovation.
His experience and knowledge of developing trends and best practice around the globe is extensive. His projects frequently achieve performance uplifts at significant double digit levels. His training programmes enable him to share this experience with banks. Alastair holds an MBA from Warwick Business School as well as degrees from Manchester University and Kingston Business School.
Moving into senior technically-driven sales positions, his achievements include the successful implementation of some of the UK's earliest call centre operations. Later, as Development Director for a NASDAQ-quoted software company, he helped align changing client and market demands with ongoing and future technical development. The company's focus has always been to find pragmatic pathways through complex problems in the customer contact arena and has delivered enterprise scale solutions in several areas as a result.
Mark was also Head of Customer Loyalty at Lloyds Banking Group where he developed the Lloyds Premier Banking account. Ben Robinson is Chief Strategy and Marketing Officer at Temenos, with global responsibility for Strategy, Communications, Marketing and Innovation. Prior to Temenos, Ben worked as an equity analyst at Exane BNP Paribas, covering the European software and IT services sector, and as an auditor at Deloitte.
Ben is a prize-winning UK chartered accountant and holds a first-class degree in Economics from the University of Leeds in England. Tony has a background in studying the conjunction between technology and financial services strategy. Since gaining a PhD from the London School of Economics he has worked in financial journalism, investment banking and as a consultant to the banking and technology industries. Marc Straat is responsible for the international expansion of InfoCert across Europe through technology partners and strategic alliances.
Marc has held positions in marketing, business development y-combinator forex strategic alliances in satellite communications and enterprise software, with ICO Global, VeriSign and a long career with Adobe. What makes us different? Sponsor a survey or report. The Future of Retail Banking. Recommend to a Colleague. The Future of Retail Banking is the flagship banking conference for senior industry decision-makers to hear from expert speakers on the key industry trends such as artificial intelligence, open banking, app-only banking and to meet like-minded professionals.
We are delighted to announce that this conference will be returning in November next year, so join the mailing list to be the first to hear about our developments. If you are interested in y-combinator forex opportunities, please get in touch here. Chief Executive Officer, Personal Banking. Chief Executive Officer and Co-founder. Director of Retail Banking. Group Director, Financial Services. Royal Bank of Scotland. Appian delivers an enterprise y-combinator forex for digital.
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Nick lives in London. Global Head of Fraud Systems and Analytics. Paul is the appointed HSBC subject matter expert for fraud analytics. Head of Customer Experience. Head of Brand and Marketing. Head of Strategy, CX. Head of Innovation Engineering. Director, Product Management — Back Office Workforce Optimisation. Adam Y-combinator forex regularly y-combinator forex at international events regarding cryptocurrency. He is best known for building successful market leading businesses by disrupting and challenging the status quo, using technology to create a new and better business model.
Competition and Markets Authority. Leading training brands such as Euromoney draw upon his expertise to deliver programmes on their behalf. He has published work on retail bank performance and is a regular conference speaker due to his extensive banking knowledge and insight especially in the distribution, marketing and customer experience arena.
VP, Sales and Marketing. Chief Strategy and Marketing Officer. The London Institute of Banking and Finance. Head of InfoCert International. Director Financial Services Industry.
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by Jason DeWitt | Top Right News. An NBA player refused to join his teammates for the national anthem on Wednesday night. The reason he gave for doing so has many.
Voters in California, Nevada, Massachusetts and Maine cast their ballots in favor of recreational marijuana, while the states of Florida, Arkansas and North Dakota.