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    The way in which you adjust your browser's security setting varies. Steven has accountabilityfor all aspects of Personal Banking which includes Community Banking coveringBranch and Telephony channelstransactional business, consumer lending,insurance, direct investing and savings capabilities for all personal bankingcustomers, private clients, intermediaries and international.

    He holds an honours degree in Financial Services and is a graduate of the GeneralManagement Programme at Harvard Business School. Tom is CEO and co-founder of Monzo - a new smartphone-based bank. Karina is Director of Retail Banking Supervision at the FCA. The Retail Banking Supervision Division is responsible for the largest and most complex retail banking groups in the UK, as well as mid-sized, challenger, supermarket, niche and overseas banks, and Payment Services Institutions.

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    He holds a PhD and a MA in Economics from The University of Pennsylvania and a MA in Business Economics and a BA in Economics and Statistics from Bar Ilan University. Letts, U's 'Chief Unbanking Officer', sees himself as a 'change agent'. Following this, Letts went on to run the multi national agency Publicis Technology. His first exposure to IT precipitated an immediate change in career direction, an abandonment of his Institute y-combinator forex Banking course, and led to forex penipu senior operations roles in the bank, a manufacturer, a retailer and a pharmaceutical.

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    He also loves to challenge the status quo in order to find better ways of doing things. Originally a classically trained musician, David has a Masters from Cambridge and an MBA y-combinator forex Marketing. Ever the optimist, he continues to hold a season ticket at Nottingham Forest. He kept asking annoying questions so they moved him into another department and asked him to help answer them.

    He initially worked on an initiative to recreate a list of UK addresses that could be published as open data, and went on to support the policy team. Peter now contributes to research and debate, and reinforces the message that data sits on a spectrum and is infrastructure for every sector of our societies. He is an economist, specialising in international trade. Prior to that, he held positions with various international organisations such as the Organisation for the Prohibition of Chemical Weapons, the International Criminal Court and the Organization for Security and Co-operation in Europe.

    Moreover, Philipp has a wealth of experience in strategic analysis, business intelligence, software analysis and design as well as quality management and change management. He has worked in various fields, including the financial sector, global disarmament and arms control, law enforcement and international law. He also holds an MSc in Forensic Computing and Cybercrime Investigation from the University College Dublin.

    During that time, he focused on the commercial banking sector. Working for major European banks, Jens experienced the outdated approach that these banks had towards SMEs. As a result, Jens decided to co-found Spotcap, with the aim of changing the banking landscape, using the latest technologies to facilitate access to credit for SMEs. Jens has a degree in industrial engineering from the Technical University of Berlin and studied economics at Cass Business School.

    His particular area of interest is the interface between strategy development and customer experience. Prior to this, he has held a variety of strategic roles at RBS including Managing Director, Head of Strategy, for Markets and International Banking, where he focussed on strategies to rebuild the wholesale banking business post financial crisis. Before joining RBS Chris worked in a number of roles at Barclays, including strategic development and execution, and a range of client facing roles at Barclays Capital and in Wealth Management.

    During my time working in the banking world I have been employed by a number of large UK brands including Bank of Scotland, Halifax and Birmingham Midshires, where I was Head of Sales and Marketing for their Savings business. Looking to build commercial relationships with FS institutions to deliver quality, low cost acquisition business. The aim y-combinator forex to become the partner of choice. As industry spokesperson, promote via media including press, radio and TV.

    Y-combinator forex is the former Retail Managing Director and Transformation Director at the UK bank Abbey National now part of Banco Santander. His introduction of innovations such as Costa Y-combinator forex and Branch Franchising provided increased business, increased customer approval and global banking recognition for customer innovation.

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    Moving into senior technically-driven sales positions, his achievements include the successful implementation of some of the UK's earliest call centre operations. Later, as Development Director for a NASDAQ-quoted software company, he helped align changing client and market demands with ongoing and future technical development. The company's focus has always been to find pragmatic pathways through complex problems in the customer contact arena and has delivered enterprise scale solutions in several areas as a result.

    Mark was also Head of Customer Loyalty at Lloyds Banking Group where he developed the Lloyds Premier Banking account. Ben Robinson is Chief Strategy and Marketing Officer at Temenos, with global responsibility for Strategy, Communications, Marketing and Innovation. Prior to Temenos, Ben worked as an equity analyst at Exane BNP Paribas, covering the European software and IT services sector, and as an auditor at Deloitte.

    Ben is a prize-winning UK chartered accountant and holds a first-class degree in Economics from the University of Leeds in England. Tony has a background in studying the conjunction between technology and financial services strategy. Since gaining a PhD from the London School of Economics he has worked in financial journalism, investment banking and as a consultant to the banking and technology industries. Marc Straat is responsible for the international expansion of InfoCert across Europe through technology partners and strategic alliances.

    Marc has held positions in marketing, business development y-combinator forex strategic alliances in satellite communications and enterprise software, with ICO Global, VeriSign and a long career with Adobe. What makes us different? Sponsor a survey or report. The Future of Retail Banking. Recommend to a Colleague. The Future of Retail Banking is the flagship banking conference for senior industry decision-makers to hear from expert speakers on the key industry trends such as artificial intelligence, open banking, app-only banking and to meet like-minded professionals.

    We are delighted to announce that this conference will be returning in November next year, so join the mailing list to be the first to hear about our developments. If you are interested in y-combinator forex opportunities, please get in touch here. Chief Executive Officer, Personal Banking. Chief Executive Officer and Co-founder. Director of Retail Banking. Group Director, Financial Services. Royal Bank of Scotland. Appian delivers an enterprise y-combinator forex for digital.

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    Changes to our Privacy Policy. Steven is the Chief Executive Officer, Personal Banking. Steven is married and lives in West London with his family. Ricky has a first class degree from Bristol University and an MBA from INSEAD. Suresh was born in India and is married with two children. He is a big tennis fan.

    Nick lives in London. Global Head of Fraud Systems and Analytics. Paul is the appointed HSBC subject matter expert for fraud analytics. Head of Customer Experience. Head of Brand and Marketing. Head of Strategy, CX. Head of Innovation Engineering. Director, Product Management — Back Office Workforce Optimisation. Adam Y-combinator forex regularly y-combinator forex at international events regarding cryptocurrency. He is best known for building successful market leading businesses by disrupting and challenging the status quo, using technology to create a new and better business model.

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    VP, Sales and Marketing. Chief Strategy and Marketing Officer. The London Institute of Banking and Finance. Head of InfoCert International. Director Financial Services Industry.

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